We will fight for you!

Our personal injury practice is primarily limited to individuals who have been injured in motor vehicle accidents. If you have been injured in a car, truck, motorcycle or bicycle accident, it is imperative that you know your rights and contact an attorney who will handle your case from the initial stages through trial, if necessary.

  • Car
  • Truck
  • Motorcycle
  • Recreational Vehicle
  • Pedestrian
  • Bicycle

At Levy & Obstarczyk, you can be confident that our experience in handling motor vehicle accidents will get you the compensation you deserve for your injury. If you have been injured, please contact us to get a fair, honest and competent assessment of your motor vehicle case.

How Should We Contact You?

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How do I deal with the insurance company when I've been injured in a motor vehicle accident?

One of the first things you will be dealing with after sustaining an injury in a motor vehicle accident is the Insurance Company. The insurance company is looking out for its bottom line, not yours. The insurance company is not your friend and is not looking out for your best interest. The Insurance Company will go to great lengths to mitigate and minimize its liability. Never negotiate with an insurance company. Let your lawyer do that for you.

It is imperative that you know your rights. The clock starts to run on your claim the moment after your accident occurs. These are the steps that you must take to preserve your rights.

You must immediately report to police all motor accidents that result in personal injury or be in violation of state vehicle and traffic law that could result in either a misdemeanor conviction or, depending on the degree of serious physical injury, a felony.

You must commence a personal injury lawsuit based on the negligence of the other driver within three years of the date of the accident or be forever barred from doing so.

You must report as soon as reasonably possible all accidents to your auto liability insurance carrier or run the risk of having them disclaim coverage and benefits for your failure to timely notify it of the happening of the event; it is part of your contract with your insurance company, the policy.

You must fully complete and promptly return a no-fault claim form to your insurer within 30 days of any accident involving bodily injury or have your personal injury protection/no-fault benefits including lost income payments denied.

You must put your insurer on written notice of any potential SUM/UM (Supplementary Underinsured Motorist/ Uninsured Motorist) claim so that if the party that hit you either has no insurance or not enough insurance to pay the reasonable value of your claims you can fall rely on your own policy coverage.

You must complete and promptly submit an MV-104 form within 10 days of the date of the accident to the New York State Department of Motor Vehicles.

You must correctly communicate to all of your health care providers beginning with the ambulance service the name, address, and telephone number of your no-fault insurance carrier along with the claim number assigned to you so that your doctors, therapists, and imaging centers can get paid. This will ensure that they get paid and that there are no lapses in your medical care.

You should, summon the police to the scene to complete a formal accident report even if it is not otherwise required, for instance when property damage is less than $1,000.00.

You should take photos at the scene and obtain the names and contact information from any witnesses discovered.

You should, if permitted, speak with the investigating officers at the scene to inform them of your version of what occurred.

You should, even if you have suffered what appear to be only minor injuries, immediately seek medical attention by requesting transportation by ambulance to the closest hospital. Insurance adjusters take great pleasure in pointing out whenever a claimant “refused ambulance at scene”. Their opinion is always that you could not possibly be injured if you chose not to get immediate medical care when it was offered.